We provide three core financial services:
Financial Consulting – Personal budgeting, financial assessments, debt guidance, and long-term planning.
Credit Rehabilitation – Assistance with restoring, improving, and managing your credit profile.
Business Advisory – Support for small businesses, including financial structure, compliance, and growth strategies.
These services are tailored for both employed and self-employed individuals across Mtubatuba and the uMkhanyakude District.
Our credit rehabilitation process includes:
Reviewing your current credit report.
Identifying negative listings, defaults, judgments, and errors.
Negotiating with creditors where necessary.
Developing a strategy to help restore your profile.
Providing ongoing financial education to maintain a healthy credit score.
We handle the process professionally and confidentially to help you regain financial freedom.
Our services are designed for:
Employed individuals
Self-employed workers
Small business owners
Start-up entrepreneurs
Individuals struggling with debt or credit issues
Anyone seeking professional financial guidance
If you want to improve your financial wellbeing, we are the right partner for you.
The duration depends on the complexity of your credit issues.
Typical timelines are:
Removing incorrect listings: 20–40 business days
Negotiations with creditors: Varies depending on creditor cooperation
Full rehabilitation: Usually 2–6 months
We aim for the quickest possible results while maintaining accuracy and professionalism.
Absolutely. We maintain strict confidentiality and follow professional standards to protect your personal and financial information. Your data is never shared with anyone without your consent.
Yes. While we are based in Mtubatuba, KwaZulu-Natal, we serve clients across:
uMkhanyakude District
KwaZulu-Natal province
And selected clients remotely throughout South Africa**
Distance is not a limitation — we offer remote consultations via phone, email, and online platforms.
For the best assessment, we recommend bringing:
Your ID
Recent payslips or income proof
Bank statements (last 3 months)
Credit report (if available)
Business documents (for business advisory clients)
If you’re unsure, we’ll guide you on what is required.
Our fees are kept affordable to ensure accessibility.
Some consultations may carry an initial assessment fee.
Credit rehabilitation and business advisory services have fixed or project-based pricing.
You will always receive transparent pricing before we begin any work.
You may need credit rehabilitation if:
You have unpaid accounts or judgments
Creditors are calling you frequently
You get declined when applying for credit
Your credit score is low
You want to regain financial control and qualify for future credit
We can evaluate your credit profile and guide you step by step.
You can reach us through:
📍 Location: Mtubatuba, KwaZulu-Natal
📧 Email: info@mvelasefinancial.co.za
📞 Phone: 071 597 7076
We are ready to assist with any financial concerns or questions you may have.
Whether you need help fixing your credit, planning your finances, or growing your business, Mvelase Financial Solutions is here to guide you every step of the way. Our expert team is ready to provide personalised support that empowers you to make confident financial decisions.
